The Blog at HealthKY.com

51k Kentuckians Losing Coverage Through Kentucky Health Co-Op

51k Kentuckians Losing Health Insurance | HealthKY.com

  It was announced yesterday that Kentucky health insurance carrier, Kentucky Health Cooperative, is going out of business effective January 1, 2016. What does this mean for those 51,000 Kentuckians on a co-op plan? Well, it means they will need to find … Continue reading

January 10th Premium Extension for Obamacare Kentucky

For Kentuckians who select their health plan on the federal exchange site by the December 23, 2013 deadline will be able to pay their first month premium by January 10, 2014 and still have effective healthcare coverage by January 1, … Continue reading

Medicare: Special Circumstances

Medicare’s open enrollment period for this year came to an end on Dec 7th. However, there are special circumstances when certain events happen in your life that spark Special Enrollment Periods (SEPs).  The rules regarding when changes can be made … Continue reading

Is Kentucky Expanding Medicaid in 2014?

Many states across the country have decided to either expand or not expand Medicaid coverage in 2014. Only about half of the states have decided to expand their Medicaid programs.  Many Kentuckians are wondering if their Medicaid coverage will be … Continue reading

Medicare FAQ

Q: How does Medicare pay for my health services? A: Medicare is financed by federal taxes taken out of every paycheck issued in the United States. All workers in the United States pay into the Medicare system during their years of employment, … Continue reading

Medicare vs Medicaid – What is the Difference?

It is easy to confuse these two terms, and while they may share many similarities, there are also some fundamental differences between the two. Medicare is a federal government sponsored healthcare plan that is available to all Kentucky residents and … Continue reading

Top 10 Questions to Ask Kentucky Medicare Agents

1. How much will my monthly premium be?  Your monthly premium will depend on how much coverage you wish to have.  If you only require hospitalization coverage, or Part A, you won’t be responsible for a monthly premium. Any additional … Continue reading

“I Got a Health Insurance Cancellation Letter” – What To Do

Did you lose coverage? HealthKY is here to help! Millions of Kentuckians have received health insurance cancellation letters from their providers informing them that their current insurance plan has either been changed, discontinued, or worse yet cancelled. So what happens … Continue reading

10 ways to get ready for the Health Insurance Marketplace

Open enrollment in the Health Insurance Marketplace is coming soon. Here’s how you can get ready to enroll starting October 1, 2013. Find the Marketplace in your state and get your options & info. Sign up for email or text … Continue reading

Calculating your costs and savings in the Health Insurance Marketplace

When you fill out your Health Insurance Marketplace application, you’ll find out what plans and premiums are available to you and see how much you will save. Most people who apply will qualify for lower costs of some kind. What … Continue reading