Yes, your insurance company is required to cover contraceptives without co-payments. Your employer may have applied for an accommodation which allows your employer not to pay for contraceptives. Your insurance plan will still cover contraceptives at no cost to you, not using any of your employers’ money. You should receive information directly from your insurance plan about this coverage. Like all other plans, your plan can impose some restrictions on no cost contraceptives. For example, the plan may require that you must get your care from a provider within the network, and use generic rather than brand name contraceptives, unless the brand name is medically necessary.
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